Abstract

This study aims to determine the development of the Third Party Funds, the
development of Operating Expenses to Operating Income and the development of
Return on Assets, as well as to determine whether the Third Party Funds significantly
influence whether the Return on Assets and Operating Expenses Operating Income
significantly affects the Return On Asset. The population used in this study is the
Foreign Exchange Commercial Banks listed in Indonesia Stock Exchange. The sample
used is the annual financial statement of the balance sheet and income statement of
the 6 banks 2008-2013.
The sample using purposive sampling method. The method used in this
research is descriptive and verification methods. The test statistic used is multiple
linear regression analysis, hypothesis testing with the help of application program IBM
SPSS 20.0.
The results showed that the Third Party Funds significantly influence the Return
on Assets and Operating Expenses to Operating Income significantly influence the
Return on Assets at the Foreign Exchange Commercial Banks listed in Indonesia Stock
Exchange.