“Trend Analysis of Profitability Ratio of Indonesian Sharia Bank Using Semi Average Method”. Jurnal Ilmu Keuangan dan Perbankan (JIKA) 13, no. 2 (July 3, 2024): 367–380. Accessed February 18, 2026. https://ojs.unikom.ac.id/index.php/jika/article/view/12959.