Syafrudin, O., Komarudin*, M., Maulana, Y., Masruroh, R., & Herdiansyah, M. (2023). Transforming Financial Behavior of Students: The Impact of Learning Contributions and Financial Literacy. Jurnal Ilmu Keuangan Dan Perbankan (JIKA), 12(2), 291-302. https://doi.org/10.34010/jika.v12i2.9824