@article{Jannah_Budiarti*_2022, title={Financial Inclusion of Islamic Banking and Financial Technology as a Growth Factor for MSMEs}, volume={12}, url={https://ojs.unikom.ac.id/index.php/jika/article/view/7995}, DOI={10.34010/jika.v12i1.7995}, number={1}, journal={Jurnal Ilmu Keuangan dan Perbankan (JIKA)}, author={Jannah, Annisa and Budiarti*, Isniar}, year={2022}, month={Dec.}, pages={25-33} }